| 
 | 
Bank Loan | 
 | 
Amerifund | 
 | 
Cash | 
 | 
| Easy Application | 
 | 
No 
Extensive Application + 
Personal Financial Stmt. | 
 | 
Yes 
Simple 2 Minute 
Online Application | 
 | 
No 
100% Cash Required | 
 | 
| Pers. Financial Statement Needed | 
 | 
Yes | 
 | 
No | 
 | 
No | 
 | 
| Additional Collateral | 
 | 
Yes | 
 | 
No | 
 | 
– – – | 
 | 
| Quick Approval and Funding | 
 | 
No | 
 | 
Yes | 
 | 
– – – | 
 | 
| Deferred and Flex.Paymts Avail. | 
 | 
No | 
 | 
Yes | 
 | 
– – – | 
 | 
| Avoid Financial Reporting | 
 | 
No 
Shows Debt on Bal. Sheet | 
 | 
Yes | 
 | 
– – – | 
 | 
| No Cash or Down Paymt. Needed | 
 | 
No 
20% min. down | 
 | 
Yes* | 
 | 
No 
100% Cash Req. | 
 | 
| Ownership Options at End of Term | 
 | 
No | 
 | 
Yes | 
 | 
No | 
 | 
| Used Equipment Approved | 
 | 
Maybe | 
 | 
Yes | 
 | 
– – – | 
 | 
| Approval with Low Credit | 
 | 
No | 
 | 
Yes | 
 | 
– – – | 
 | 
| Approval with Past Bankruptcy | 
 | 
No | 
 | 
Yes* | 
 | 
– – – | 
 | 
| Approval for StartUp | 
 | 
No | 
 | 
Yes* | 
 | 
– – – | 
 | 
 | 
 | 
 | 
 | 
*OAC | 
 | 
 | 
 |