|  |  | Bank Loan |  | Amerifund |  | Cash |  | 
| Easy Application |  | No Extensive Application +
 Personal Financial Stmt.
 |  | Yes Simple 2 Minute
 Online Application
 |  | No 100% Cash Required
 |  | 
| Pers. Financial Statement Needed |  | Yes |  | No |  | No |  | 
| Additional Collateral |  | Yes |  | No |  | – – – |  | 
| Quick Approval and Funding |  | No |  | Yes |  | – – – |  | 
| Deferred and Flex.Paymts Avail. |  | No |  | Yes |  | – – – |  | 
| Avoid Financial Reporting |  | No Shows Debt on Bal. Sheet
 |  | Yes |  | – – – |  | 
| No Cash or Down Paymt. Needed |  | No 20% min. down
 |  | Yes* |  | No 100% Cash Req.
 |  | 
| Ownership Options at End of Term |  | No |  | Yes |  | No |  | 
| Used Equipment Approved |  | Maybe |  | Yes |  | – – – |  | 
| Approval with Low Credit |  | No |  | Yes |  | – – – |  | 
| Approval with Past Bankruptcy |  | No |  | Yes* |  | – – – |  | 
| Approval for StartUp |  | No |  | Yes* |  | – – – |  | 
|  |  |  |  | *OAC |  |  |  |